Interest Rates w.e.f. 01.09.2011 (Base Rate 10 % p.a.)
  For Term Loan:

  For New Car 1.25% above Base Rate, i.e. 11.25% p.a.
  For Used Car 1.25% above Base Rate, i.e. 17.5% p.a.
  For Overdraft:
  OD will attract 0.50% more than the existing rate for Term loans.


  Interest Rate(Monthly reducing balance): 11% to 14%
  Pre-closure Charges :5% of principal outstanding or interest
  outstanding for unexpired period of the loan, whichever is


  For Term Loan:
  For New Car 12.25 % p.a.
  For Used Car 17.75 % p.a.


  For Term Loan:
  For New Car 13.5 % p.a.
  For Used Car 20 % p.a.


  For Term Loan:
  For New Car 15 % p.a.
  For Used Car 15 % p.a.


  For Term Loan:
  For New Car 15 % p.a.
  For Used Car 15 % p.a.


  For Term Loan:
  For New Car 13.25 % p.a.
  For Used Car 16.5 % p.a.

Car Finance

Car Finance in India with apnigaari.com

Our goal is to provide best suitable and transparent deals for car. And to break the huddles of car finance process. With apnigaari.com you can get great deal. For more information fill the below mentioned field.

Apply for Car Loan


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Car Finance application process:

Enquiry with a Financer: Firstly seeker need to get in touch financer and get them to make loan offers to you. Then negotiate with them to get the best Car Finance interest rates. Check if any special or festive offers too. Then you need to do select the best bank (financer)by comparing the information you have gathered to choose the best deal .

Documents Collection: After selection of financer, their direct selling agent will visit to you for collection of documents like proof of income, residence proof, and identity.You will have to give the photocopies of income tax returns, salary slips, bank statements, passport, driving license etc. to the agent.

Field Investigation Agency Representative Visit: After submitting the documents, a field investigator will visits your place to cross check the data provided in the documents, such as your residence, work place tenure, and so on. It is important that you are present during this visit to clarify if any question that the investigator might have. Otherwise, the investigator might not get all the facts clearly and could report that the facts you provided do not actually add up - thus forcing the financer to reject your application.

Loan approved: After the financer is satisfied with the authenticity of documents provided by you, the finance is approved. The financer then disburses the amount through cheques or demand drafts (DD). Above mentioned steps are overview of the entire process but it should keep in mind that these can vary from individual to individual and financer to financer.

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